Financial calculators are great tools everyday life. You don’t have to understand all the details – we do that for you! Calculate payments for a mortgage, car, or anything else before you meet with a salesman. Find out how much house or car you can really afford. Already got some debt you want to get rid of? You can even create a payment schedule to pay off your credit cards or other debt early.
Are you trying to eliminate or lower debt from your life? It’s a great way to help ease your mind, save money, and open up your options for the future. Lower debt is vital for most people in these difficult times. Choose the Best Strategy for You to Lower Debt By thinking seriously about debt … Read more
What is my debt to income ratio or debt ratio? Calculate your debt to income ratio or what percentage of your monthly income is used to pay fixed monthly costs. Enter your monthly income, monthly rent or mortgage expense, and other monthly expenses. This calculator will then show you your debt to income ratio which … Read more
Should I use extra money to pay down debt immediately or invest it until there’s enough to pay off the debt at once? See if it’s better to pay down debt or invest your extra money until it can pay off the debt all at once. Will you pay more interest on your loan or … Read more
Have you ever wondered if your spending habits will get the best of you? If you think that you might be in financial trouble, then chances are that you are already having this kind of issue in your life. Still wondering about Financial Trouble? Let us explain it to you! Financial trouble typically refers to … Read more
How long will it take to pay off my credit card balance if I pay the same amount each month? If you want to eliminate that credit card balance, you’ll probably want to pay more than the minimum required each month. Enter your credit card balance, interest rate, and the amount you will pay each … Read more
What Are Minimum Credit Card Payments? Minimum credit card payments are the smallest amount you must pay toward your monthly credit card balance to keep your account in good standing. This amount is typically calculated as a percentage of your total balance, usually around 1-3%, or a fixed amount, whichever is higher. It’s important to … Read more
Is debt consolidation the answer to how to pay down debt? Restructuring debt with a debt consolidation loan may be a good option for how to pay down debt. Enter the information about your current debts and the consolidation loan you’re considering and this calculator will show you the monthly payment and other important numbers … Read more
How much over the minimum should I pay each month to pay off my credit card balance in a certain amount of time? Enter all the information about your credit card terms and the number of years and/or months you would like to have this card paid and this calculator will show how much additional … Read more
When it comes to managing your money, knowing about the daily interest rate is important. It helps you figure out how much you’ll pay in interest every day when you borrow money. Research conducted by authoritative bodies like the Federal Reserve and the Consumer Financial Protection Bureau sheds light on the pivotal role of interest … Read more
How long will it take to pay off my credit card balance if I make only minimum payments? Are you paying the amount due as shown on your credit card bill each month, but the balance doesn’t seem to budge and it certainly never gets paid off? Have you ever thought about how much you’ll … Read more