Financial calculators are great tools everyday life. You don’t have to understand all the details – we do that for you! Calculate payments for a mortgage, car, or anything else before you meet with a salesman. Find out how much house or car you can really afford. Already got some debt you want to get rid of? You can even create a payment schedule to pay off your credit cards or other debt early.
What is my debt to income ratio or debt ratio? Calculate your debt to income ratio or what percentage of your monthly income is used to pay fixed monthly costs. Enter your monthly income, monthly rent or mortgage expense, and other monthly expenses. This calculator will then show you your debt to income ratio which … Read more
Help me compare mortgage refinances with different terms. Calculate and compare (formatted side by side) up to 4 mortgage refinance loans to help determine if you should refinance your mortgage. Enter your current mortgage principal and interest payment, your current mortgage balance, the new interest rate, term of the refinanced loan, points and closing costs. … Read more
How long have I been paying my mortgage? How much have I paid and how much more remains? Are you paying on a loan and wondering how long you’ve been paying or how much longer you’ll be paying? Just enter your loan balance, interest rate, the original length of the loan, and the current monthly … Read more
Help me compare interest-only mortgages with different terms. Calculate and compare (formatted side by side) the payment amounts for up to 4 interest-only mortgage loans. Enter your sale price, any down payment you’re making, the interest rates and the lengths for the interest-only and amortized periods for each loan. This calculator will then show you … Read more
Help me compare balloon mortgages with different terms. Calculate and compare (formatted side by side) the monthly payments and final balloon payment amount for up to 4 balloon mortgage loans. Enter your sale price, any down payment you’re making, the interest rate, the length of balloon payments, and the amortized length used to calculate the … Read more
Help me compare mortgages with different terms. Calculate and compare (formatted side by side) the monthly payments for up to 4 mortgage loans. Enter your sale price, any down payment you’re making, the interest rate and the term of each loan. This calculator will then show you the monthly principal and interest payment, the total … Read more
Help me compare adjustable rate mortgages with different terms. Calculate and compare (formatted side by side) the monthly payments for up to 4 adjustable rate mortgage loans. The calculator has the interest rate always go up after the minimum length between steps and it always goes up the maximum step percent until the interest rate … Read more
Help me compare bi-weekly mortgages with different terms. Calculate and compare (formatted side by side) the payment amounts for up to 4 bi-weekly mortgage loans. Enter your sale price, any down payment you’re making, the interest rate and the term of each loan. This calculator will then show you the bi-weekly principal and interest payment, … Read more
Having a well-designed calculator can help accurately generate monthly payments for an adjustable-rate mortgage (A.R.M.) loan. Typically an ARM will have a lower interest rate as compared to fixed-rate mortgages. This is attractive for planning to own a home for a short period, expecting future income increases, or when fixed-rate mortgage interest rates are high. … Read more
How much will my payments be with a true bi-weekly mortgage loan? Calculate the payment amount for a bi-weekly (every 2 weeks) mortgage loan. Bi-Weekly mortgages may work well if you get paid every 2 weeks (i.e. every other Friday) and want to make a payment on your home each payday instead of just once … Read more